Thursday, January 26, 2017

Your Words And Thoughts Have Physical Power - Will Smith

Your words and thoughts have physical power. In life many people wonder why things dont always go the way they want them to but do not realize that in every thought they think and words they speak starts the physical formation of what begins to appears in our lives. It is normal to have negative thoughts from time to time because we do not live in a perfect world, Or Do We? The key is when a thought like that shows up you just need to make the decision wether or not you want to entertain that though for a long time or if you want to change the path to a better one immediately. This is where skill comes in to play. With all things you must practice to make perfect, all though some are borne with more talent than other, anyone can hone the skills of being discipline and beat there fears into submission. it was once said "your biggest fear should be fear itself" I would have to say this is pretty right on. Why? Because fear is a negative emotion and because of fear you tend to pay more attention to it which starts the physical birth of some kind of reaction. This is why most people that fear that they are going to get hurt get hurt more than the rest. Or think they are going to be sick and then it happens. If you fear that you dont have enough money to pay the bills and speak and think these thoughts and words everyday then guess what, You are creating the physical reaction to show up in your life. This is why it is good to marinate yourself in unconditional love and positive good words and belief that good things are heading your way at all times. You deserve it, It is your birth right. Own it. except it. enjoy it. Live it. know it is in your escrow. more and more, every moment. and when the other thoughts of fear come, Do Not Entertain it. leave it behind and get right back on track with the truth! Live every monent of this life like there is no tomorrow, because it is not a rehearsal. So Start getting from it what is yours. GREATNESS!!!

Wednesday, January 13, 2016

Author Michael Lewis discusses The Big Short and the future of finance


Author Michael Lewis discusses his book The Big Short: Inside the Doomsday Machine, the future of finance as he sees it, and his thoughts on whether today's business students have a chance at changing it. Part of the Dean's Speaker Series, co-sponsored by the Center for Responsible Business as part of its Peterson Series on Sustainable Finance. (September 13, 2010) The University of California Berkeley Haas School of Business is one of the world's leading producers of new ideas and knowledge in all areas of business - which includes the distinction of having two of its faculty members receive the Nobel Prize in Economics over the past 15 years. The school offers six degree-granting programs. Its mission is to develop innovative business leaders - individuals who redefine how we do business by putting new ideas into action, and who do so responsibly. The school's distinctive culture is defined by four key principles - question the status quo; confidence without attitude; students always; and, beyond yourself.


Get The Kindle Edition with movie tie in here




After thirty five years on Wall Street, what I believe was a critical part of the cause of the Financial Crisis has been told in a book by Michael Lewis, which is now a movie. "The Big Short": author Michael Lewis on 'betting on Armageddon' during the global financial crisis; making of star-studded new film. Read more at Here...http://trkn.co/g/2899

Monday, January 11, 2016

Soldier Knows Best on Google Voice



Google Voice gives you more control over your phone calls. With Google Voice, you get one number for all your phones, cheap international calls, voicemail like email, and more, for free! (US only)
Learn more at http://www.google.com/voice





















Friday, October 2, 2015

TD Jakes Message - "The Secret To Elevation"



TD Jakes Message - "The Secret To Elevation"

Regardless of the assignment on your life, your career, or the other circumstances you are currently experiencing, the root of your walk with God must be your FAITH. It is the anchor that holds you fast against the storms of life and propels you into God's purpose and blessings for you. In this timely series, Bishop T.D. Jakes highlights the necessity of living by faith while expounding upon its various facets each believer must appropriate and practice. 


"Jesus said that nothing would be impossible for you. If you believe that word, your entire life would become so exciting!" --Bishop T.D. Jakes 

CD - https://store.tdjakes.org/p-2828-work...
DVD - https://store.tdjakes.org/p-2829-work...

Watch every week at http://www.tdjakes.org/watchnow




Thursday, September 17, 2015

Affiliate Marketing - The Money Is In Commissions


THE MONEY IS IN COMMISSIONS!!!

Those that know me, know my background is in Financial Services. Some of the biggest gains that happened during the Major Mergers and Acquisition during the Financial Crisis, as outlined in "Too Big To Fail" by Andrew Sorkin, (Read The Book or Watch The Movie) were those who orchestrated the deals and got big payments (commissions). Commissions rule across multiple industries and Affiliate Marketing is a key player.

According to an Entrepreneur's article, around two billion in Affiliate Marketing fees were paid in 2008, I have no doubt this amount has drastically increased.

The article deals with having your own (preferably multi-page) site and sending traffic to someone elses earning a percentage of commission.

Using these types of links was the subject of my blog over three years ago dealing iwth "Where I See The Money."

So what forums or communities exist to help you learn???






  • Digital Point 
  • aBestWeb 
  • Warrior Forum 


  • So who are the key Affiliate Networks??? Have a look see at some:






  • Clickbank
  • Commission Junction 
  • Google AdSense


  • Our Web Reseller Program allowing Your To Work with the Major Affilate Networks

    For Books, Vidoe and more on Affiliate Marketing check our our Amazon Affiliate Store.

    For a Catalog of ClickBank Affiliate Programs updated daily check out our Affiliate Store.

    Whether Real Estate, Banking, Auto, Recruiting, etc., THE MONEY IS IN COMMISSIONS!!!


    And Now A Word From the ClickBank Business Educaion Partners on Growing Your Business:



    Our Affiliate Database Promo

    Tuesday, September 15, 2015

    Part 4: Wall Street Custody Middle Office – A Day In The Life Of A Custody A/C Officer (Read This One)


    So after stepping my feet just off the “J” Train at the Broad Street Station for my first job on Wall Street in the Summary of 1981, thirty five years later I figure I learned a thing or two. I miss the old days when most of the securities were in physical form. I actually help Treasury Notes in my hand. Held them together with a “T-Pin” and walked them with an armed guard to the FED (Federal Reserve Bank).  I’m continuing my LinkedIn Pulse first segment in this series, “A Day In The Life Of A Custody A/C Officer”.

    Back in the day, we received so may emails we tried to read them all, but especially the ones who subject ended with “(Read This One). Out the first three segments I’ve done so far in this LinkedIn Pulse series, Read This One. Risk. More of concern post the financial crisis, then pre the financial crisis.  Just a week ago today, The New York Times Dealbook reported on how not just Corporations are going to be held to stricter standards but executives as well. You know how deals get struck with corporations where they get charged lesser fines (though note the less huge) for cooperating, now they only get those lesser fines if they also “give up” the executives and employees who are responsible. So where we thought settlements were huge in the millions nad billions, if there is no cooperation they will be really huge. These can avoided (sometimes not altogether) by tighter Risk controls. There are so many flavors of risk (Financial, Reputational, etc.). One might have thought in the past, “Oh, it’s just a loss, the company will take the loss.”. Now, it evident someone(s) will be held directly accountable and as we have seen, some though not directly accountable will have to “take one for the team”.

    The onus then is on each individual to take their role as being directly responsible to mitigate risk for the firm. Everyone should always be thinking this way, but it’s becoming more evident there is no longer a choice. As a custody account officer servicing Investment Managers, Financial Institutions, etc. I worked with the mindset that the onus is on me to “get in front” of potential risk events as follows:
    1.      Checking Cash Projects early in the morning to ensure that the account was properly funded and ensure the client was aware

    a.     The client could be reflecting a huge O/D at the end of the day. I need to know if they are aware and are funding the projected O/D. If they say they have a large sale to cover the O/D, I need to ensure that sale is matched. On Settlement day it should be in a matched state. If not and it’s an issue with the Counter Party (CP), then the client should be aware

    2.     Checking Trade Settlement Fails for reasons, contacting the Counterparties, Initiating Buy Ins if necessary to cover the Counterparty being short shares
    3.     Ensuring Mutual Funds were moved by the required deadline for the day for proper funding by settlement

    a.     Some funds close very early and if funds are to be swept manually and the cut off is missed those fund remain uninvested thus will not earn the fund interest which may be very higher than the interest earned if any on idle cash.

    4.     Ensuring Corporate Actions (Global & Domestic) were responded to on time, correctly and the client was aware of their options and deadlines

    a.     The Client could have elected to receive Cash on an Exchange Offer but instead the system is showing Shares. It’s critical that the instructions given were exactly what was acted on. It could be a major loss to the client, when trying to get cash for those shares as the price could have changed dramatically.

    5.     Checking that Redemption/Income Payments are occurring correctly on Redemption date.

    It’s important when it comes to “signing your signature” which may be authorized up to a certain amount that you question. If you name is going on it, you need to be sure you can explain what you signed. I’m sorry, but “Just sign it!” doesn’t cut it in our business. You need backup documentation to support what you are signing.

    It’ s important also to not just “do the work” but understand why you are doing it. You need to understand whatever instrument you are dealing with it. I’ve seen situations where items were being labeled as TBA’s (To Be Announced, just before they become Pools of Mortgages), that were not in fact TBA’s. I found out that the persons doing the work had “always done it that way for years”. Metrics were built around this process with Reporting (Internal & External) and it was never questions.  I secured the domain name http://tbasecurity.info/ and http://mbsecurity.info/  to provide some links relative to the TBA/MBS Process as well as Books and Videos around the subject.

    As an Operational Risk Technical Analyst, I’ve produced reporting around Vendor Risk. It’s important to know the impact of the Vendors being used to your firm. You need to be able to access where the impact is High, Low or Medium. If mission critical applications are being run on Vendor Systems that are High Risk, Risk Assessments need to be done quite often. Questions need to asked ofr the Vendor to determine what they are doing to mitigate risk. Preliminary Risk Assessments will be key to the health of any business.




    Tuesday, September 8, 2015

    Part 3: Wall Street Custody Middle Office – A Day In The Life Of A Custody A/C Officer


    As noted in our previous segment, we are continuing our segment, “Wall Street Custody Middle Office – A Day In the Life of a Custody A/C Officer. In this segment we will cover Foreign Exchange. As noted in my online resume, I got my start in Foreign Exchange in the year 1991. For the next five years I learned a lot about the Foreign Exchange Back Office and interacted with many colleagues in the Middle Office, I would eventually began to work in in 1996 after transferring from FX Support to Investment Manager Services. As I write this piece I am literally walking distance from that location where I got my first glimpse of the FX Support Business at 101 Barclay Street, downtown, Manhattan, NY.

    I started out in the remittance area as an Assistance Supervisor where a lot of retail FX deals take place. I later moved to Confirmations area and the Multi-Agreement Processing (MAP) Unit where I was Supervisor. These groups touched more on the Custody Middle Office Business where I would later work as an Assistant Treasurer and Custody A/C Officer. In these groups, as FX Deals (Spots, Forwards, Swaps, etc.) were done between brokers, confirmations of these deals were also done via phone with the Counter Parties where the Custodian did the FX and well as Swift Messages (MT300) being sent. Confirmations were critical because due to an exchange rate discrepancy, the recorded conversation between the confirming parties was the only real proof used by the FX Investigations Unit. .  As any given point I could be on the phone with say a Middle Office Administrator in the say the Mutual Funds Group, confirming an FX Done with the Middle Office and the FX Trading Front Office for the Mutual fund client.  It was often during the Confirmation Process it was agreed on how the client’s funds would be charged for the US portion of the FX. We had been inputting a code on the FX Details system page to indicate we would process manual tickets to charge the client’s account. I realized that by putting in an alternate code you could charge the client’s account directly via the same System Detail page. The saved the department at least twenty thousand dollars monthly in manual processing and also made the Custodian Bank’s Newsletter as our team earned an award.  Process Improvement is so critical in our business!

    The same Custody Clients I would later serve as a “Single Point Of Contact” were doing massive FX Deals As a Custody client purchased a security in which they had to pay in Egyptian Pounds (EGP), they needed an Foreign Exchange deal to cover that trade. Often they would use their custodian bank to do the Foreign Exchange (Buy EGP and Sell USD) and cover the security purchase.  We are covering the FX part of the deal here but we did cover some parts of the Security deal and what to watch for in our very first segment in this series.

    Of interesting note I found later in my Middle Office activities (back in 2006) is that I found that Egypt had trades that settled over the weekend. The challenge here was that many Custody systems only reflected settlement dates on Business Week Days from Monday through Friday. So while the FX Deal to cover the Egyptian Security Purchase settled on a Monday (crediting the clients account the EGP), the Security may have settled on Sunday (debiting the clients account the EGP). The client’s foreign currency statement which keeps a running daily balance, might reflect an overdraft for Sundays’ Debit, not cleared until Monday. This may result in Debit Interest or Negative Interest. The Sub Custodian (where the settlement of Securities and Cash actually occur in the local market) might not reflect this on their books. Adjustment may just need to be made on your Custodian’s System to correct the debit interest such as a correcting FX deal (Cancel/Replace) to reflect the FX settling Friday, instead of Monday.

    As moved to the Middle Office, whet I learned in the both the Securities and FX Back Office was critical. I knew what went into setting up a Securities Trade as well as an FX Trade because I had done it. When in a crunch for time, I could go right to the right people in the Back Office or even the Front Office Traders because I already had established a relationship.  Whether Internal or External Clients, it’s all about The Relationship!